SurePoint Lending - New Purchase

At SurePoint, we keep you in the "wow."

Purchasing a new home is a thrilling time in your life. The paperwork, hassle and time-consuming chore of getting a loan with a typical lender, however, is not so thrilling. At SurePoint, we’ll help you stay excited about getting into your new home or purchasing that second home or vacation house by keeping the process fast and easy. Best of all, a SurePoint Advisor will walk you through every simple step.

With a SurePoint new home loan, you get:

Quick loan approvals.
A Personal Advisor that will really listen to your situation and match you with the very best loan for you.
Access to programs and options for first-time home buyers

Fixed Rate

This is the Best Loan If You... Will stay in your home for more than 5 years Want to lock in an interest rate for the life of your loan	What's Great About This Loan Your monthly payment will never change (principal and interest)	What You Get With This Loan Peace of mind knowing that your payment will remain the same

Adjustable Rate

This is the Best Loan If You... May sell your home soon Need financial relief in the first few years	What's Great About This Loan Low interest rate and low payment for the first few years	What You Get With This Loan The comfort of knowing you can cover expenses and new home needs those first few years

Specialty loan types - Interest only

This is the Best Loan If You... Are looking for a shorter term solution to allow lower payments Need more cash for investments or to pay debt	What's Great About This Loan A very low monthly payment that only pays the interest due (not the principal - although you may pay principal if you choose).	What You Get With This Loan Flexibility with your cash flow or a chance to get into that dream home sooner

Specialty loan types - Stated Income

This is the Best Loan If You... Are self-employed and don't meet tax return criteria Have extenuating circumstances or lack of income documentation	What's Great About This Loan Doesn't require the typical income verification of documentation, such as tax returns.	What You Get With This Loan Quick and easy access to money you might not otherwise have with standard loans.

Specialty loan types - 100% Financing

This is the Best Loan If You... Don't have a down payment	What's Great About This Loan Allows new home buyers to start earning equity and establish credit if necessary	What You Get With This Loan Opportunity to own your own home without needing a large sum of money for down payment

The truth about credit inquiries

It’s a common misperception that multiple credit inquiries can hurt your credit... a myth that some brokers use to their advantage so you don’t shop around. FICO looks at ALL credit inquiries within a 14 day period as ONE. Arm yourself with the latest facts and trends. Find out more.

Are You a First-Time Home Buyer

Home ownership is one of life’s most important milestones, so we’re here to make it simple.

Packages that cater to first-time home buyers.
Many options if you have a low or no down payment.
We'll communicate with your realtor so you have one team working for you.
We will be available for questions during the closing.

Rates
Rates as low as:
30 Yr Fixed: 6.25% (6.326% APR)
Assumptions
Learn about rates
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