SurePoint Lending knows that you expect privacy and security for your personal financial information. This privacy notice is designed to inform you of the types of information we collect from our customers, how we use that information, and the circumstances under which we will share it with third parties.

SurePoint Lending respects your privacy and is committed to treating your information responsibly. We believe many consumers appreciate receiving offerings of products and services that may be useful to them. At the same time, we understand the need to safeguard sensitive information that you have provided to us and that you expect privacy and security for your personal and financial affairs.

We collect nonpublic personal information about you from the following sources: (1) information we receive from you on applications or other forms, (2) information about your transactions with us, our affiliates or others, and (3) information we receive from consumer reporting agencies.

SurePoint Lending may disclose all of the information we collect about you, (described above) as permitted or required by law, including in connection with the processing of financial services that you have requested, such as your loan application. Some of the third parties assisting us in processing the financial services you have requested may include affiliates of ours (an "affiliate" is a company that we own or control).

You may have additional privacy rights under applicable law.

After you are no longer a customer of SurePoint Lending, we will continue to treat the information we have about you as if you were still our customer.

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

We appreciate your business and want you to understand our commitment to maintaining the privacy of your personal information, as expressed in this Privacy Notice. This Privacy Notice applies only to individual consumers. This Privacy Notice is effective from January 9, 2003. We reserve the right to change our policies on sharing customer information; if that happens, we will send you a revised privacy notice and if appropriate give you the opportunity to opt out of certain types of information-sharing. If you have questions about this Privacy Notice, please contact Cindy Schwab in our Louisville office at 502-315-4750.