SurePoint Advisors start by carefully listening to your unique financial situation—how can we help?*

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Selected Previous Questions:

General:	New Purchase:	Refinance/Debt Consolidation:
Q: I am uncomfortable filling out an application online. - Teresa A: Teresa, We understand the loan process is daunting and you want someone you can trust. That is why we have dedicated loan advisors that are there for you every step of the way. Just pick up the phone if you have a question. If you apply with us using our secure online application or by giving us a call, we will keep you up-to-date of your loan status from the beginning all the way to the closing. Want to know more about SurePoint Lending? Click here.
Q: I really want to buy a home and start building some equity but have nothing to put down. - Carrie A: You are not alone. A lot of first time home-buyers are tired of paying rent every month but are getting nothing in return. You do not need to have 20% down or perfect credit to get into a home. We have programs such as 100% financing that may work for you. Bottom line – there is more than just one option to home ownership. Find out some more about our programs for Home Loans. Q: What is a PMI and why do some loans have it and some don’t? - Adam A: We get this question a lot! PMI or Private Mortgage Insurance protects lenders from defaulting loans when there is less than 20% down. You have a couple of options to avoid this fee. First, you could get a loan with a higher interest rate or go for a 80-20 loan, where you pay up to 20% down on your first mortgage and get a second mortgage with a higher interest rate for the down payment. We also encourage current home owners to keep track of their PMI. If you paid 20% of your principal off, you can request to have PMI removed if you have met all the terms required.
Q: The rate I see on your site is higher than my current mortgage rate. How can consolidating with a higher interest rate save me money? - Jason A: You are right Jason, and this is a very common question but remember all of the credit card debt you will be consolidating….and each credit card carries at least a 15% interest rate. The truth is Jason, the rates that we can offer you may only be marginally higher than your current rate but substantially lower than your credit card interest rates – possibly saving you over $500/month. Find out more about Debt Consolidation.